Life & Disability Programs
Every TLC employee gets $10,000 Term Life/AD&D Insurance coverage FREE when they are enrolled in a TLC medical plan. For those employees who desire more coverage, we make up to $150,000 available with rates as low as $.08 per month per $1000 of term life coverage and $.03 per month per $1000 of accidental death & dismemberment (AD&D) coverage.There's more! An employee can add up to $50,000 of life insurance on a spouse at the same low rates. Dependent coverage is also available. For just a small monthly premium (less than $1), an employee can cover all dependent children in the family with $5000 term life coverage.
An employee can also purchase Short Term Disability insurance which provides continued income during a disabling personal illness or injury.
Additional client options: A work site employer with 10 or more full time employees may also provide additional employer-paid Life/AD&D coverage for all employees, and/or employer-paid Long Term Disability and/or Long Term Care Insurance coverage.
Questions? Contact us today at 800-825-3832 or e-mail by clicking contact us.
The TLC Companies offer a full menu of benefits to our qualified worksite employees, from affordable health insurance plans to 401(k) retirement plans and Pretax Spending Accounts. We can offer these great benefits, which you may be unable to provide now, due to our large number of worksite employees.
As a TLC client, you'll be able to keep your good employees working for you instead of looking for an employer who offers benefits.