Life & Disability Programs

Every TLC employee gets $10,000 Term Life/AD&D Insurance coverage FREE when they are enrolled in a TLC medical plan. For those employees who desire more coverage, we make up to $150,000 available with rates as low as $.08 per month per $1000 of term life coverage and $.03 per month per $1000 of accidental death & dismemberment (AD&D) coverage.

There's more! An employee can add up to $50,000 of life insurance on a spouse at the same low rates. Dependent coverage is also available. For just a small monthly premium (less than $1), an employee can cover all dependent children in the family with $5000 term life coverage.

An employee can also purchase Short Term Disability insurance which provides continued income during a disabling personal illness or injury.

Additional client options: A work site employer with 10 or more full time employees may also provide additional employer-paid Life/AD&D coverage for all employees, and/or employer-paid Long Term Disability and/or Long Term Care Insurance coverage.

Questions? Contact us today at 800-825-3832 or e-mail by clicking contact us.